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"Florida Chapter 13 Information"

Basic Chapter 13 information and forms are available from Florida bankruptcy courts. Be aware that official instructions provided by the court are significantly different that personal legal advice. Typically the determination of "disposable income" is fertile ground for creditor objections. Amendments to regulation of Ch. 13 payments are now pending before Congress. In particular, these pending amendments incorporate a universal standard for living allowances, rather than allow judges discretion to adjust payments for the needs of individuals.

11 U.S.C. chapter 1301, et seq.:
  • SUBCHAPTER I OFFICERS, ADMINISTRATION, AND THE ESTATE
  • SUBCHAPTER II THE PLAN

The Florida Bankruptcy Court for the Southern District issued Administrative Order No. 04-6 on March 31, 2004. This order pertains to proposed amendments to local rules. In particular, this order requires an en banc hearing (all judges present) to consider public comments. anyone who wishes to have personal comments considered by the court must submit proposals in writing. Anyone wishing to address the court must file a request for appearance. The Florida Bankruptcy Court for the Middle District amended Local Rule 5005-1 on September 15, 2003. This amendment states” The Court shall permit documents and papers to be filed, signed, or verified by electronic means that are consistent with technical standards, if any, that the Judicial Conference of the United States establishes.” Soon, all courts will require electronic submission.

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